Investment financing

What is investment financing

Banks and institutional investors no longer assess a project solely through the lens of location, tenant and capitalization rate. Financing conditions — availability, margin, covenants — now depend on whether the investment is energy-efficient, has a CRREM-aligned decarbonization plan, and complies with the EU Taxonomy.

Support in financing means preparing the project for a discussion with the financing institution from an ESG perspective: gathering data, demonstrating regulatory compliance, and closing technical and formal gaps, as well as preparing the strategy before the bank asks a question that has no answer.

We work from the concept stage. At this point, changing the building specification costs a fraction of what the same change would cost after the building permit is issued — and it determines whether the project qualifies for green financing.

Scope includes:

1. alignment with the EU Taxonomy (EU Taxonomy), including LCA, climate risk assessment and materials
2. CRREM assessment and the building’s decarbonization pathway
3. improvement of energy performance (EPC Improvement)
4. BREEAM / LEED documentation at the concept stage
5. technical input for the investment specification

Expert Opinion

“A bank does not finance declarations — it finances data that can be verified. The earlier you have it, the more can still be changed in the project without cost.”

Dominika Bryła

Head of ESG, Technical & Certification Consultancy

Check the current rating of your building

Benefits

Access to green financing

Documented alignment with the Taxonomy opens the door to a green loan, sustainability-linked loan and green bond issuance.

Better loan terms

A project with complete ESG documentation is a lower risk for the bank. This translates into the margin and covenant structure.

Credibility with institutions

Data prepared in a format accepted by banks and institutional investors shortens their due diligence process.

Lower CAPEX over the life cycle

Design decisions made at the concept stage eliminate costly retrofits later imposed by regulations or tenants.

Protection against stranded asset risk

The CRREM pathway shows when the building will no longer meet market requirements — and what to do today to prevent that.

Transaction readiness

The same set of data supports the later sale of the property to an institutional investor.

Project implementation from A to Z

Customization of solutions

Constant support and advice

Investment financing

We will guide you through the entire design process

Scoping - We define the project phase, the expected financing structure, and the requirements of a specific institution. Result: a scope of work and schedule aligned with the loan decision date.
Gap analysis - We compare the financier’s requirements with the project status — Taxonomy, CRREM, energy performance, certification pathway. Result: a list of discrepancies to be closed.
Adaptation path - Technical recommendations with an estimate of the impact on CAPEX and schedule. Result: the investor’s decision is based on costs, not intuition.
Documentation - We prepare a complete package: alignment with the taxonomy, CRREM assessment, decarbonization pathway, certification documentation. Result: a package ready to submit to the bank.
Support in the lending process - We answer questions from analysts and the external verifier, and supplement data on an ongoing basis. Result: no downtime on the ESG side.
Post-closing monitoring - Reporting the indicators required by the agreement — especially in the case of a sustainability-linked loan. Result: maintaining the negotiated terms throughout the entire financing period.